Simpler Smarter Savings

When it comes to making online purchases and payments, credit cards are by far the preferred option not only for business owners, but for customers and clients as well. Still, there are many people in the world who still prefer to make payments by check. This may be due to reasons of tradition and comfort or even due to the fact that they do not have a credit or debit card. Regardless, online businesses can be losing out on a good chunk of change if they are not accepting payments by checks. Fortunately, this can be remedied by working with merchant accounts to make it happen.

Of course, one of the reasons that many business owners find themselves feeling skeptical about the thought of accepting checks for products or services online is the security issue. They are simply not aware that there are merchant accounts and other services out there that are meant specifically for allowing for the safe and secure processing of online check payments. One of these services is known as PayPal and is one of the most popular merchant services in the world. PayPal accepts payments to and from just about any country, and the cost to use such services is extremely affordable for even small business owners.

To safely accept checks for purchases via PayPal, the first thing a business owner will need to do is to create a PayPal account. This is free to do and also includes credit card processing and even currency converting for those who are planning on accepting payments from other countries. From there, all business owners need to do is to include an explanation on their websites of how to pay by check. They will also need to list their business’ PayPal e-mail so that the customer can send the check directly to the business.

From there, the check is securely run through PayPal’s server and verified for a small fee. Then, all the business owner needs to do is to go to his or her PayPal account, click on “get money,” and receive the funds. This can also be done to receive funds from credit card processing. It is as simple as that!