Simpler Smarter Savings

When it comes to credit card processing and merchant accounts, there are a few different companies that stand out above the rest of the pack. While there seems to be an endless number of people who are facilitating credit card payments these days, the fact of the matter is that there are only a few of these companies that will not be a waste of time for business owners. It is important to make sure that a business is being linked up with the right kinds of merchant accounts because there is no reason to pay extra money or be hit with monthly fees when allowing customers to pay with their credit and debit cards is the only goal. Here are three credit card processing companies who offer some of the best merchant accounts in the world.


Authorize.net has been the leading payment gateway provider for quite some time. Other providers have come and gone over the years, but Authorize.net has been able to stand the test of time and provide credit card processing services to many online stores. A business owner is not limited to online sales when working with Authorize.net, and a physical credit card terminal can actually be purchased through their website. They also have a team of professionals on call who can help business owners when it comes to implementing a payment gateway on their website.

Google Checkout

Google Checkout could be the best method for accepting credit card payments right now. The fees and rates associated with a Google Merchant account are rather low, and the rates associated with the credit card payments actually decline as more business comes in. For example, a company that does $10,000 in business per month pays less in fees on a percentage basis than a business that makes less than $1,000 per month. Shopping cart integration and Buy Now buttons are also easy to understand when working with Google.


The last credit card processor who needs to be mentioned is PayPal. PayPal was one of the first payment providers do exist in the earlier days of the Internet, and they are really almost a bank. People can actually store money in their PayPal accounts, but they can also make payments from a credit or debit card connected to that PayPal account. In most cases, PayPal should be avoided because they have a rather notorious reputation for shutting down accounts.