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Using Authorize.Net’s Payment Gateway Account allows you to accept credit cards and electronic checks online. You can use a simple Buy Now button, subscription or tokenized payment. Authorize.Net works with almost all merchant accounts. The Payment Gateway Account is PCI-DSS compliant and accepts a variety of payment methods. All merchant accounts are FDIC insured and deposit funds into your bank account in as little as 1-2 days.

If you have a ‘Brick and mortar’ store, you can process transactions with card-swipe terminals, point-of-sale software and stand-alone kiosks. Your computer can be used as a point-of-sale terminal when using Authorize.Net’s Virtual Point of Sale (VPOS). This improves your customer’s experience by speeding up payment processing. Credit card purchases can be authorized in as little as three seconds. All major credit cards are accepted including Visa, MasterCard, American Express, Discover, Diner’s Club, JCB and Signature Debit Cards. With the included online account you can manage all your transactions. Using a password protected website called the Merchant Interface you can configure account settings, view statements, download reports and set up multiple user accounts with permissions to control access.

You may also accept credit card and check orders by mail, telephone and fax. The Merchant Interface includes a Virtual Terminal and Batch Upload feature that allows you to upload both individual or batch transactions. The Virtual Terminal is the best method for manually entering data for mail, telephone and fax orders. The Batch Upload is a very efficient way to upload transaction data from file-based systems such as an enterprise application. Payment processing is completed for all major credit cards and signature debit cards. You may accept international transactions if your bank is in the USA, the United Kingdom or Canada.

Finally, Authorize.Net lets you use a mobile device to accept credit card transactions anywhere and anytime. Using the free Authorize.Net Mobile App, your storefront goes anywhere that you go. provides fraud protection by allowing you to enter the customer’s zip code to use address verification. Also, remember that all merchant accounts have the benefit of bank representation in case of transaction disputes. Accepting mobile payments speeds up the transaction process and is customer friendly.