A travel and entertainment card. These cards are typically issued by non-bank companies. They are usually paid off in full on a monthly basis or on another regular schedule. T&E…
A travel and entertainment merchant. T&E merchants primarily serve customers who need travel or entertainment services.
An advanced technology which immediately and permanently erases sensitive data, including PINs and keys, when a device has been physically penetrated. Two categories of TRSMs…
Stands for Transmission Control Protocol/Internet Protocol. It is a way that computers communicate through the Internet.
The STAR network uses a number of technical specs for its hardware and for member computer systems. The specifications are regularly upgraded to reflect advancements in hardware…
A form of electronic bill payment that uses standard telephone lines. Customers call to pay bills and give a specific authorization for each bill payment, or in some cases,…
Any system that holds captured debit and credit card transactions until settlement.
A listing with records of all transactions at a terminal, regardless of those transactions’ status. Approved, denied, completed or not completed transactions are all listed in a…
A file jointly operated by MasterCard and Visa, the TMF consists of a listing of terminated merchant and principal accounts that have been prevented from issuing cards and had…
In a thick consolidator model of electronic bill payment and presentment, all of a biller’s account billing data is relayed to a central service provider, which then consolidates…
A model of EBPP, or electronic bill presentment in payment. In the thin consolidator model, the biller relays a summation of billing data to a central service provider for…
The processing of transactions by a third party which acts under a contract with an acquirer or a card issuer. CreditCardProcessing.com acts as a third party processor.
The actual monetary value of a sales slip for a credit card purchase or the physical ticket itself.
Also known as a retrieval reference number.
Defined as any sort of event which alters an organization, individual or other entity’s net worth or financial position from normal activity. Virtually any financial event that…
The physical date where a transaction occurs. A transaction date and time could vary depending on the time zone of the entity or computer recording this information. Transaction…
Per-transaction costs charged to a merchant.
A number printed on the receipt of a STAR MoneyGram Send Transaction which is used by the cardholder with a secret code given to the cardholder by the STAR MoneyGram sender to…
The time of any given STAR transaction, decided by the time in the location of the transaction.
A TRSM process in which an encrypted set of data is decrypted with a PIN encryption key before being re-encrypted with a second key, thereby translating the data to a new…