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Credit card processing is a major expense for any business, so a regular review of the merchant's processing agreement is a good idea to avoid unnecessary fees. Sometimes it's possible to negotiate for lower merchant fees, while other times fees can be avoided completely by...

Many of today's companies are coming to find that convenience is the most important thing going. In order to compete in today's business world, you have to do more than just be willing to take credit cards. In addition, you have to be willing to...

Consumers today seek out the retail establishments that provide them with swift, courteous service. The only way retailers can provide this type of service to a large amount of customers is through a POS or point-of-service system that organizes the transaction process. A system, such...

When a business accepts a credit card payment, it is bound to a set of rules that are detailed in operating guides of all merchant accounts. Adhering to the policies associated with credit card processing protects customers, employees, and businesses from malicious activity. Following the...

Small business owners are continuously searching for safer methods to process credit card payments. Whether using a credit card or a debit card, a consumer may be exposed to a variety of electronic risks. A growing number of merchants are considering the use of EMV...

In order to make online sales, businesses need a payment gateway. Gateways are e-commerce tools that essentially function as the online equivalent of a sales clerk at a register. When customers enter their information and agree to a charge, a payment gateway completes the credit...

Many times when a customer uses a debit card or credit card, there are not enough funds in the account to pay for the full amount of the purchase. When this occurs, several options can happen. The transaction can be denied immediately at the point...