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Many business owners often start out with the impression that they will do well for themselves if they only take cash or check for payment. In truth, however, they are doing their business a disservice. If you weigh the benefits of accepting credit cards, you...

Old credit cards use magnetic strips for data. Now, some of the top credit card processing firms are advocating a shift to micro chips for better security. Here is an overview of the implementation of EMV chip-based credit cards in the United States. Europay, Mastercard &...

In order to process credit cards for your business activities, you will need to apply for a merchant account with a credit card processing company. There are generally strict requirements in place that businesses will need to meet in order to be approved for this...

Chargebacks are something that every business wants to avoid. Financial organizations often have complex and complicated disputation processions, which may involve fees. However, occasionally there are legitimate reasons why the customer would refuse to accept responsibility for the charge. For example, if the customer receives...