Get FREE Quote

What is a Terminal Identification Number?

The way we pay today is different than in the past. Cash or check has turned into credit or debit. Most businesses have a small card sliding machine off to the side of the cash register or behind the counter to read your bank or credit card It actually seems an oddity when a business doesn’t.

A business that supplies the machine is charged by the use. Sometimes you will see a request or even refusal to allow debit or credit card use in store if the total cost of purchase is under a certain amount. That’s due to the cost to swipe.

Those special machines have a Terminal Identification Number (TIF). The terminal identification number is a series of numbers used by financial institutions to monitor how many times it’s used and enables the store to receive their money from the purchases of many customers or clients. A large hotel might have more than one terminal identification number while most businesses only need one number. In that case the purchases might be split into different accounts for the business such as taxes supplies or fees. Whatever the case may be or however the business has it set up with their financial institution.

The card you use can be monitored by not only you but also by the use. Don’t get scared. It’s a protective tool. In the past if you lost cash. You simply lost it and dealt with the consequences of not being able to find it. It was just gone. If you lose your credit or debit card then there are steps to help you recover the card without losing your money. It can also help to get some or all of your money returned with fraud protection in cases of a stolen card. If you make an unusual or out of character purchase then your financial institution can alert you. You can also check the locations your card was used by simply checking your bank or credit card statements. This is an added benefit to a terminal identification number.

Times have certainly changed. It’s nice to know that we have some safeguards in place.



It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.

Roland Tran from the Hong Kong Kitchen

It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

John MacMillian from the Great Lakes Baking Company

The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

Michael Harper from Deluxe Auto Body

Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.

Linda Garner from Regali Da Forno

I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.

Sarah Morgan from Vision International Ministries
Call Us Today!

© 2016 All rights reserved. Privacy Policy
CREDITCARDPROCESSING.COM, LLC is a registered ISO of Wells Fargo Bank, N.A. Walnut Creek, CA

*Further terms and conditions may apply. Promotion contingent upon's receipt of written competing offer(s).

**Certain restrictions may apply.

Promotional offers brought to you by

EMV® is a registered trademark owned by EMVCo LLC. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. Android™ is a trademark of Google, Inc.

Call for details.