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When to Start Accepting Credit and Debit Cards

When is it a good idea for your company to start accepting debit or credit cards? Depending on what kind of company that you are running, it may be a good idea to start accepting these types of payments as soon as the company starts. Fortunately, it may not be hard to find credit card processing options when your company first starts doing business.

Credit Card Processing Options for Startups

Credit cards are a widely used payment option of customers who buy goods both online and offline. If you don’t want to use a merchant account right away, using a payment gateway that doesn’t require you to use a merchant account alongside of it could be your best bet. Many new payment gateways allow you to use their API to create different payment options for your customers.

Offering Different Payment Options for Customers Is Never a Bad Idea

Offering your customers the ability to pay for their orders with a debit card instead of cash or credit is never a bad idea. In fact, it may make it more likely that customers will purchase your products instead of purchasing products from the competition. The best part is that you don’t need to offer a large variety of credit or debit card companies that your company will accept.

Is There a Definite Time to Start Accepting Debit or Credit Cards?

There isn’t a time by which you have to start accepting credit cards. The decision should be made by considering customer feedback and determining how much money is being lost because customers are shopping elsewhere due to lack of payment options. When you feel as if there is more to be gained by accepting credit or debit cards as opposed to not accepting them, that is when your company should start accepting them.

A company that offers multiple payment options to its customers may find that customers have a better shopping experience and feel as if they are getting better customer service. When customers feel as if they are getting good service, they are willing to pay more for a product because they feel valued by the company that is selling them a good or service.



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The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

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